Debt Settlement - Wikipedia, The Free Encyclopedia
Debt settlement, also known as debt arbitration, debt negotiation or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full. ... Read Article
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Even though debt settlement may promise to reduce your debt, they can't promise to keep your credit in tact at the same time. Find out how debt settlement works and why it may not be the best solution. ... Read Article
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Barack Obama Proposes Bankruptcy Law Changes
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Credit Rating Agency - Wikipedia, The Free Encyclopedia
A credit rating agency (CRA, also called a Ratings Service) is a company that assigns credit ratings — rating of the debtor's ability to pay back the debt by making timely interest payments and of the likelihood of default. An agency may rate the creditworthiness of issuers of debt obligations ... Read Article
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